1 8-oz. package cream cheese, softened
1 can chili (no beans)
4 cups shredded cheddar cheese
Preheat oven to 350 F.
In a round glass pie plate, spread cream cheese evenly on bottom. Layer chili on top of cream cheese, spreading evenly. Sprinkle cheese on top.
Bake for 10 minutes or until cheese is melted and bubbly. Let cool for 2 minutes. Serve with chips.